Certified Financial Fiduciary

Social Security Income Estimator (2026)
Estimate your benefit (optional spouse)
Your Info
Full Retirement Age:
Select Month / Day / Year (no calendar pop-up).
$
If claiming before FRA and you work, 2026 earnings test may reduce checks.
Earnings-based estimates include the 2026 COLA (2.8%). Known benefit uses the amount you enter.
$
Up to 35 years used in AIME
$
From your SSA Statement.
Spouse / Partner
Spouse FRA:
Select Month / Day / Year.
$
If claiming before FRA and working, earnings test may reduce checks.
Earnings-based estimates include the 2026 COLA (2.8%). Known benefit uses the amount entered.
$
Up to 35 years used
$
From spouse's SSA Statement.
Your Result
Monthly at claiming age
$—
Annual at claiming age
$—
Spouse / Partner Result
Monthly at claiming age
$—
Annual at claiming age
$—

Full Retirement Age (FRA) by Year of Birth

1943–195466
195566 years + 2 months
195666 years + 4 months
195766 years + 6 months
195866 years + 8 months
195966 years + 10 months
1960 or later67

Match your birth year to see when you’ll reach your full Social Security retirement age.

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